Snap the receipt.
Photograph it, pick a photo, or upload a PDF. Every line is read — plus subtotal, tax, tip and total — and checked to make sure it all adds up.
Bill splitting for iPhone
Split the bill.
Not the night.
Snap the receipt, tap who had what, and everyone gets their exact share — tax and tip included — in one message they can read without the app.
- Free to download
- No account
- No ads
- iOS 17 or later
How it works
One receipt. Three fair shares.
Follow one real dinner as it comes apart — and comes back together as one message everyone can pay from.
- 01Snap
- 02Every line
- 03Who had what
- 04Tax & tip
- 05Send
Every line, its own piece.
Anything it isn’t sure of gets flagged for a quick look. It reads the itemized receipt and the signed slip together — and it all happens on your phone. Nothing is uploaded.
Tap who had what.
Tap names on each line. Shared plates split themselves — halves, thirds, whatever the table did.
Tax & tip, fairly.
Tax and tip are shared in proportion to what each person ordered. Nobody pays tip on someone else’s steak.
Send everyone the split.
One tap sends a clean picture, organized by person, plus a short text version. Friends don’t need the app.
01 Snap the receipt — every line read on your phone, and checked.
02 Tap who had what — shared plates split themselves.
- Steak Frites34.00
- Burrata ⅓5.34
- 2 Negroni ½14.00
- Food
- 53.34
- Tax
- 5.07
- Tip
- 10.66
- Grilled Salmon29.00
- Truffle Fries ½6.00
- Burrata ⅓5.33
- 2 Negroni ½14.00
- Food
- 54.33
- Tax
- 5.16
- Tip
- 10.87
- Mushroom Risotto26.00
- Sparkling Water6.00
- Truffle Fries ½6.00
- Burrata ⅓5.33
- Food
- 43.33
- Tax
- 4.12
- Tip
- 8.67
03 Tax & a 20% tip, shared in proportion to what each person ordered.
| Person | Food | Tax | Tip | Total |
|---|---|---|---|---|
| You | 53.34 | 5.07 | 10.66 | 69.07 |
| Sam | 54.33 | 5.16 | 10.87 | 70.36 |
| Priya | 43.33 | 4.12 | 8.67 | 56.12 |
| Table | 151.00 | 14.35 | 30.20 | 195.55 |
04 Send everyone the split.
Deconstructed
Every layer does one job.
Pull a bill apart and you’ll find the whole idea: know who had what, decide who’s paying, give everyone their exact share, and keep a running total that always adds up.
- Who had whatTap names. Shared plates split to the penny.
- Who’s payingOne person, everyone their own, even, by % or custom.
- Everyone’s shareTax and tip in proportion to what they ordered.
- Running totalTax, tip and total. It always adds up.
- No account
- No ads
- No daily limits
- Reads on your phone
- Works in any currency
- Friends don’t need the app
- Pay once for Pro
- Family Sharing included
Features
Everything the table needs. Nothing it doesn’t.
No daily limits. No ads. Receipt scanning isn’t a paid extra.
Settle up
What everyone owes you, netted.
“Owed to you” adds up what each friend owes across every bill. Request with a Venmo, Cash App or PayPal link, send a friendly reminder, and mark it settled in one tap.
- Venmo
- Cash App
- PayPal
Trips
One ledger for the whole trip.
Bills, expenses and part-payments together — then the fewest payments to square everyone up.
Scanning
Reads it. Checks it.
Line items, subtotal, tax, tip and total — checked against each other, with anything uncertain flagged. It reads the receipt and the signed slip together, and learns a restaurant’s odd labels after one correction.
Tip your way
Your tip, your rules.
Percent or dollars, before or after tax, round the total up or down. Set a standing preference once. It even remembers what’s customary per currency — no tip by default in places like Japan.
Travel money
Any currency, locked in.
Bills in practically any currency, with the exchange rate locked in when you enter it. A built-in calculator and converter can start a bill for you.
Business & tax
Business lunch? Filed.
Mark a meal as a business expense with the purpose and attendees the IRS asks for. File bills by company, see yearly and quarterly totals with business meals at your deduction rate, and export.
- Spreadsheets
- QuickBooks Online (CSV)
- QuickBooks Desktop (IIF)
Private by design
No account. No ads. No tracking.
Your bills live on your phone and in your own iCloud. Back up and restore to a file anytime.
Live shared bills
Same bill, every phone.
Share a bill — or a whole trip — through iCloud so the group sees the same bill and who’s paid. Or send a snapshot copy.
Every way to split
However the table wants it.
Evenly, by percentage, custom amounts across subtotal, tax, tip and total — or by item. There’s an “everyone paid their own” mode too.
Sales tax
Sales tax, filled in.
Pick the restaurant from Apple Maps and the local rate is filled in. Your own rate always wins.
Send everyone the split
The split, as they see it.
One tap sends a clean picture organized by person — each person’s total, their dishes, their tax and tip — plus a short text version. It works in any messaging app, and friends on Android get it too.
- Each person’s total, front and center
- Their dishes, tax and tip, itemized
- No app, no account, no sign-up for your friends
Video tutorials
Learn it in a minute.
Pricing
Splitting is free. For real.
No daily limits. No ads. Receipt scanning isn’t a paid extra. If you want trips without limits and the business tools, Pro is one price, once.
Split & Settle
Free
Splitting is free, with no limits.
- Unlimited bills
- Receipt scanning
- Split by item, evenly, by % or custom
- Send everyone the split
- Settle up with Venmo, Cash App & PayPal links
- iCloud sync and live shared bills
- Calculator & currency converter
- One trip
Pay once
Split & Settle Pro
$9.99once
Everything in Free, plus:
- Unlimited trips
- Companies — file bills by business
- Reports — yearly & quarterly totals, business meals at your deduction rate
- Accounting export — spreadsheets, QuickBooks Online (CSV), QuickBooks Desktop (IIF)
An in-app purchase, sold by Apple.
- Not a subscription. Pay once, keep it.
- Family Sharing included. One purchase, the whole family.
- No ads, ever. Not in Free, not in Pro.
Do my friends need the app?
No. One tap sends a picture of the split plus a short text version through any messaging app. Each friend sees their total, their dishes, and their share of tax and tip. They’d only need Split & Settle to join a live shared bill through iCloud.
Is it really free?
Yes. Splitting is free with no limits: unlimited bills, receipt scanning, splitting by item, sending the split, settle-up with payment links, iCloud sync and shared bills, the calculator, and one trip. No ads, ever.
What’s in Pro?
Split & Settle Pro is $9.99 once — not a subscription. It adds unlimited trips, companies, Reports and the accounting export. Family Sharing is included.
Is my data uploaded anywhere?
No. Receipts are read entirely on your phone. Your bills live on your phone and, if you turn it on, in your own iCloud — we can’t see them. There’s no account, no ads and no tracking. Read the privacy policy.
Does it work outside the US, or in other currencies?
Yes. Enter bills in practically any currency, with the exchange rate locked in when you enter it. Tipping defaults follow what’s customary for the currency — no tip by default in places like Japan, Korea, Australia, New Zealand and Singapore — and you can always change it.
Can it handle shared dishes?
Yes. Tap every person who shared a dish and it splits automatically — in halves, thirds, or however many people tapped in.
What about the tip on the tax?
Your call. Tip as a percent or a dollar amount, before or after tax, and round the total up or down. Set a standing tip preference and it applies automatically. Tax and tip are shared in proportion to what each person ordered.
Is there an Android version?
Not yet — Split & Settle is iPhone only for now and requires iOS 17 or later. Friends on Android still get the picture and the text.
Can I track business meals?
Yes. Mark a meal as a business expense with its purpose and attendees, file bills by company, and see yearly and quarterly totals in Reports — including business meals at your deduction rate. Export for spreadsheets, QuickBooks Online (CSV) or QuickBooks Desktop (IIF). Companies, Reports and export are part of Pro. Split & Settle isn’t tax advice, so check the rules that apply to you.
How do I restore my purchase?
Open Settings → Split & Settle Pro → Restore. Make sure you’re signed in with the same Apple Account you bought with. Family Sharing members get Pro too.
Order dessert.
We’ll do the math.
Free on iPhone. No account, no ads, no daily limits.
Launching soon. Get notified by email when it’s live.