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No. One tap sends a picture of the split plus a short text version through any messaging app. Each friend sees their total, their dishes, and their share of tax and tip. They’d only need Split & Settle to join a live shared bill through iCloud.

Yes. Splitting is free with no limits: unlimited bills, receipt scanning, splitting by item, sending the split, settle-up with payment links, iCloud sync and shared bills, the calculator, and one trip. No ads, ever.

Pro is $9.99 once — not a subscription. It adds unlimited trips, companies, Reports and the accounting export. Family Sharing is included.

Open Settings → Split & Settle Pro → Restore. Make sure you’re signed in with the same Apple Account you bought with. Family Sharing members get Pro too.

No. Receipts are read entirely on your phone. Your bills live on your phone and, if you turn it on, in your own iCloud — we can’t see them. There’s no account, no ads and no tracking. See the privacy policy.

Yes. Add the signed slip as a second photo and the itemized receipt and the slip are read together.

Anything it isn’t sure about is flagged so you can check it quickly, and you can correct any line before you split. When you correct a restaurant’s odd label, it learns it for next time.

Yes. Tap every person who shared a dish and it splits automatically — in halves, thirds, or however many people tapped in. Tax and tip are shared in proportion to what each person ordered.

Evenly, by percentage, custom amounts (across subtotal, tax, tip and total columns), or by item. There’s also an “everyone paid their own” mode.

Tip as a percent or a dollar amount, before or after tax, and round the total up or down. Set a standing tip preference and it applies automatically. It also remembers what’s customary per currency — no tip by default in places like Japan, Korea, Australia, New Zealand and Singapore.

Pick the restaurant from Apple Maps and the local rate is filled in. Your own rate always wins — just type over it.

Yes. Enter bills in practically any currency, with the exchange rate locked in when you enter it. The built-in calculator and currency converter can even start a bill for you.

Open Owed to You to see what each friend owes, netted across every bill. Request with a Venmo, Cash App or PayPal link, send a friendly reminder, and mark it settled in one tap. Payment links simply open those apps — Split & Settle never handles money.

Share a bill or a whole trip through iCloud and everyone you invite sees the same bill and who’s paid. You can also send a snapshot copy instead.

Yes. Mark a meal as a business expense with its purpose and attendees, file bills by company, and see yearly and quarterly totals in Reports. Export for spreadsheets, QuickBooks Online (CSV) or QuickBooks Desktop (IIF). Companies, Reports and export are part of Pro. Split & Settle isn’t tax advice — check the rules that apply to you.

Turn on iCloud to keep your bills in your own iCloud, and you can back up and restore to a file anytime.

Not yet — Split & Settle is iPhone only for now and requires iOS 17 or later. Friends on Android still get the picture and the text.